How Can a Pre-Approval Help You Avoid Headaches When Buying in Orange County?

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There are many reasons getting pre-approved is a crucial part of the home buying process. For us, the most important reason is setting realistic expectations for everyone involved.

Looking at homes is a fun and exciting experience. However, there is nothing worse than looking at a bunch of homes and finding the one you love, before calling your lender and finding out that it's outside your budget. This is a crushing experience we want to help you avoid!

When you get pre-approved from the start, you will know the price range of homes you want to look at and what your budget is. When you then find the home of your dreams, your offer will stand out to the seller because your offer has already been approved! Especially in hot markets like Orange County, you want to present yourself as hassle free when buying.

Another reason to get pre-approved is to prepare for closing costs. There is a good chance your closing costs will be more than you plan for, and getting pre-approved will help you avoid any last-minute financial troubles. You'll likely have to pay various lender fees and insurance during the closing period, and it's best to prepare for those things up front.

Lastly, a great reason to get pre-approved is the paperwork. There is a lot of it when buying a house, so it's better to get started on it sooner than later!

If you have any questions about getting pre-approved, don't hesitate to reach out to us! We would love to hear from you!