We Specialize In These Area Communities

Aliso Viejo | Coto de Caza | Dana Point | Irvine | Ladera Ranch
Laguna Hills | Laguna Niguel | Mission Viejo | Rancho Santa Margarita
Robinson Ranch | San Clemente | San Juan Capistrano | Newport Beach Newport Coast

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Why Is Buying More Affordable than Renting?



I was reading an article recently by Jonathan Smoke about how renters are feeling trapped with all the rent hikes that have been happening lately. He warns that low rental vacancies and a lack of new rental construction are pushing rents up. He says we can expect rents to outpace home price appreciation in the coming year.

Some stats says that 49% of rental households spend more than 30% of their income on housing. These households struggle to save for a rainy day and pay other bills, such as food and healthcare. The author goes on to say that housing is central to health and well-being of our country and local communities. In addition, this rental affordability crisis threatens the future of owned housing, as rent will trap more aspiring homeowners into a vicious financial cycle in which they cannot save and build a solid credit score.


In more than 75% of the counties across the country it is actually more affordable to purchase a home than to rent. It's not that potential home buyers don't qualify in terms of their credit scores or in how much they have saved for their down payment, it's that they think they're not qualified. Bottom line: don't get caught in the trap so many renters are currently in.

If you're ready and willing to buy a home, find out if you're able to! Give us a call or shoot us a call today and we'll put you in touch with a professional who can tell you whether you're ready to get a mortgage. We look forward to hearing you soon.

How Interest Rates Impact Orange County




Although interest rates increased a quarter of a percentage, we predict 2016 may be a carbon copy of 2015. It all depends on the Federal Reserve since they’ve recently announced they’re doing away with historically-low interest rates. This is the first increase in nine years!

Additionally, the Fed hinted at more increases in 2016. It could be as many as three or four. Long-term mortgage rates are not immediately impacted by changes in short-term rate. However, multiple increases will deeply impact the Orange County housing market.


Like last year, buyers will be lining up to take advantage of the end of the low rates. The Fed will most likely make changes after the busiest real estate season of the year. We expect the seller's market we’re experiencing now will shift towards a more price-oriented market during the second half of the year. Pricing will be crucial for sellers later on this year.

If you’re thinking about buying or selling a home, send me an email today! I am happy to serve your real estate needs.

Tips for Holiday Decorating on a Budget




The holidays are approaching. Today, we thought we'd do something a little different and share this festive video on holiday decorating tips from HGTV. Designer Angelo Surmelis shares several great ideas to spread holiday cheer throughout the home. Here are some of our favorites.


  1. Pay attention to the mantle. If you don't have some already, buy some kind of garland to drape over the mantle. Next, use leftover ornaments and candles to add light and texture. When choosing ornaments and candles, ensure they are in the same color-palette. This helps make your mantle a great focal point!
  2. Use smaller Christmas trees. Every house has their main Christmas tree. In addition, you can also purchase smaller, inexpensive, eco-friendly trees to place throughout the home. Decorate these trees with strips of fabric from a T-shirt in holiday colors to save money for the main tree.
  3. Use what you have. Be resourceful. Adding a plate charge and place mat to your everyday dining set adds some jazz to your table. Fresh-cut flowers and candles will help finish the look. You don't need grand, expensive candles -- a little candlelight goes a long way!

As you can see, it doesn't take much to make your home feel more festive. If you have any questions, give us a call or send us an email. We would be happy to help you!